The money saving apps you NEED to download

For our current college students and recent college grads, you know that saving money has become a task harder than maintaining a 4.0 GPA. So, we at Love & Luxe decided to put you all out of your misery and let you in on our favorite hidden gems, the ONLY money-saving apps you need.

1. Acorns

Number one on our list of best money saving apps is Acorns. What’s great about acorns is that you save money without really thinking about it. 

Image courtesy of Gizmodo

The app is linked to your personal debit or credit card and every time you swipe your card it rounds up to the nearest number and puts the “extra” change into a savings account for you. 

For example, say you go to Target and spend $47.63 the app will then round up depending on what setting you have for Round-Ups and put that extra change into your savings account. What’s also great about this app is that the savings account isn’t linked to your personal credit or debit card. So, when you go to check your account status the money that you saved using this app isn’t apparent. You can withdraw from your Acorns Savings Account at any time. It’s the perfect app to save money without having to think about it.

Pro tip: Turn notifications for Acorns off that way you aren’t tempted to spend your saved money too quickly

2. Clarity

Number two on our list is Clarity. This app is cool because it lets you know what you’re spending the most money on in the past year. Aaannndd it lets you cancel any subscriptions you may have right from the app. 

Image courtesy of

This app, like our beloved fave Acorns, also links your personal credit and debit cards in order to work. 

This app is great because a lot of times we aren’t sure what it is that we spend the most money on. And with Clarity having the tools to show you, you can cut out money sucking purchases in your life.

3. Qapital 

Our last and final money saving app of 2018 is Qapital.  This app is similar to our top two in that it lets you save money from your personal spending. 

Image courtesy of My Bank Tracker

Like Acorns, it will round up your spending to the nearest whole dollar and invest it in your spending. But what’s really cool about this app is that it allows you to set financial goals within the app, and with the roundups it easier to meet them. 

What money saving apps are your fav? Leave us a comment and let us know!

shaquierra Brown

Founder & CEO

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